Small Business Loans

The right choice for your business’s urgent needs!

Unsecured Loan

Unsecured Loan

DESCRIPTION OF THE PRODUCT

The International Commercial Bank (ICB) finances your liquidity business needs. With the flexibility in the credit products we offer, ICB finances you to expand your business, build and finalize your projects, support ideas, improve your technology, harmonize your business cycle, be ready for every need your emergency!

CHARACTERISTICS

Who can benefit from this product:

Licensed Business (minimum 12 months with license) 

• Funding Amount: 100,000 – 1,000,000 Lek 

• Deadline of up to 36 months 

Use for:  

• Inventory / Working Capital 

• Overdraft 

• Debt / Debt Settlement 

• Fixed Asset Purchase 

• Reconstruction or Renovation of Business Premises 

• Various Renewals at Home 

• Refinancing of a Credit at a Bank or Another Lending Institution

Commissions

Administration Commission: 2% of the loan amount

Secured Loan

Secured Loan

DESCRIPTION OF THE PRODUCT

The International Commercial Bank (ICB) finances your liquidity business needs. With the flexibility in the credit products we offer, ICB finances you to expand your business, build and finalize your projects, support ideas, improve your technology, harmonize your business cycle, be ready for every need your emergency!

 

CHARACTERISTICS

• Who benefits: Licensed Business (minimum 12 months with license)

• Funding Amount: 1,000,001. – 5,000,000 Lekë 

•  Collateral Type: Real Estate, Inventory, Machinery and Equipment

• Characteristic of this product is:

       – lower interest rate, from 9% -12%

       – longer repayment term, up to 84 months

Use:  

• Inventory / Working Capital work 

• Settlement debt / liability (liquidation bill) 

• Overdraft 

• Fixed Assets Purchase 

• Reconstruction or renovation of business premises 

• various home renovation 

• Purchase of equipment / vehicles 

• real estate purchase 

• Refinancing of a loan to a bank or other lending institution

Commissions

Administration Commission: 1% of the loan amount

Appropriate property insurance is required for the loan amount.